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How to Apply for Medicaid Health Insurance?

Firstly, Medicaid Health Insurance is the public health care insurance offered by the government to the low-income American Population.

Medicaid offers free or low-cost benefits to the people!

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But keep in mind that not everyone is eligible for the program.

How can I know if I am eligible or not?

Each state has its own laws for the program, and in order to find out if you can, you have to attend some income, citizenship criteria, and more.

Here is the link to all the states, in alphabetic order from Alabama to Wyoming.

Under the name of each estate you can find:

  • Contact information of the Medicaid for the specific state
  • Eligibility rules
  • Enrrolment

It is important to know that you have to be a resident of the estate to which you are applying to!

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If you are still unsure about who to contact, at the end of the link there is the general contact of the Medicaid and Medicare Center, they will be able to provide you with more info.

After having applied, if you are not eligible, a letter will be sent explaining why. An appeal can be done in those cases, and the letter will also inform you how.

How to apply for Medicaid Health Insurance?

Now that you know you are indeed eligible for the program, there are 2 ways you can apply:

  1. Contact your state Medicaid Agency (same links above)
  2. Fill out an application through the Health Insurance Marketplace, here’s the link.

How long does it take?

After applying you will have to wait, the process usually takes a bit longer than a month – 45 days -. It could take longer if the documents aren’t all correct.

Health insurance for disabilities can take more time.

When to apply?

The best timing to apply may vary according to factors such as the complexity of your financial life, your marital status, and also medical situation.

What date do I become eligible?

If you do meet all the criteria and send all the correct documents, the date of your eligibility will be the date you applied for the Medicaid Program.

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The agency will be sending you a letter with the date of your eligibility and also the amount to pay for your health insurance.

Your eligibility will be reviewed yearly, and you might have to resend the documents, but this is usually simple and won’t take you nearly as much time as the first process.

Here are some official links to find out more!

Medicaid

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US Government